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Documents needed to sell a house in Spain: complete 2026 checklist

To sell a house in Spain, and specifically in Catalonia, you need to prove your right to sell, check for charges and gather the certificates required by law: the energy certificate, the cédula de habitabilidad (certificate of habitability) and the community debt certificate. In this guide we explain when to present each document and what to add in cases such as inheritances, non-resident sellers or properties near the sea.
Documents needed to sell a house

To sell a property in Catalonia, you should gather your title deed, check ownership and charges at the Land Registry and prepare identification for everyone signing. In addition, some documents are required depending on the property and the stage of the sale: the energy certificate for advertising where applicable, the cédula de habitabilidad (certificate of habitability) for the transfer unless a legal exception applies, and a debt certificate if there is a homeowners' community.

This guide explains which documents to review before advertising, which to present at the signing and what to add if there is a mortgage, an inheritance, holiday-let use, owners living outside Spain or a property with planning or coastal particularities.

What documents do you need to sell a house in Spain?

This table is a starting point. The notary will confirm the specific documentation depending on ownership, the building and the terms of the transaction.

Document What it is for Where to get it Mandatory?
Title deed (escritura) Proves how and when you acquired the property Your copy or the notary's office that executed it Yes, to prove title
Nota simple Lets you check ownership and registered charges Land Registry (Registro de la Propiedad) Highly recommended at the outset; the notary checks the Registry before signing
Energy performance certificate Rates the property's energy consumption Qualified technician + ICAEN register Yes, to advertise and transfer, unless legally exempt
Cédula de habitabilidad Proves the property meets the minimum standards to be lived in Agència de l'Habitatge de Catalunya Yes, on transfer, unless a legal exemption applies
Latest IBI receipt Provides the cadastral reference and proves that receipt was paid Town council or tax collection body Usual; check for other debts separately if needed
Community debt certificate Proves you are up to date with community fees Community secretary or property manager If the property belongs to a community; the buyer may expressly waive it
ITE and certificate of fitness Condition of the building Homeowners' community If the building is required to undergo the ITE
ID document and NIF/NIE, as applicable Identifies all sellers Your own document; NIF/NIE from the relevant authority Yes

Everyone entitled to sell must attend, or be represented by someone holding sufficient power of attorney. If a signatory lives outside Spain, ask the notary how to grant the power of attorney. One issued at a Spanish consulate is not treated the same way as a power of attorney executed before a foreign notary; the latter may require an apostille or legalisation and a translation.

Documents proving ownership and charges

Title deed

The title may be a deed of sale, an inheritance allocation, a gift or another form of acquisition. If you no longer have your copy, ask the notary's office that executed it, or its archive, where to obtain one. Check that the people selling appear on the title and are entitled to dispose of the property.

Nota simple from the Land Registry

The nota simple is an extract from the Land Registry showing ownership and registered charges, such as mortgages, attachments or easements. Visit the Colegio de Registradores (Spain's association of land registrars) and request it through their online portal at the start to spot any issues. It usually arrives electronically the same day or within one or two days, although timings can vary. In any case, the notary will carry out the necessary Registry checks before signing.

Outstanding or repaid mortgage

Having an outstanding mortgage does not prevent you from selling. The usual approach is to pay it off at the notary's office itself, using part of the buyer's money. To do so, you need a statement of the outstanding balance issued by your bank dated for the signing.

If the loan has been repaid but the mortgage is still registered, arrange its removal from the Registry with the bank and the notary. This process can take several weeks. Depending on how the purchase is financed, it can be arranged beforehand or coordinated with the sale; it is best to start early so it does not delay the signing.

Cadastral reference

The cadastral reference appears on the IBI receipt. The owner can obtain the descriptive and graphic certificate from the Sede Electrónica del Catastro (the Land Cadastre's online portal); compare that record with the nota simple and the physical reality. If floor areas, outbuildings or uses differ, consult a technician and the town council before assuming the discrepancy can be fixed with a single procedure.

Mandatory technical certificates to sell a property in Catalonia

Energy performance certificate

Royal Decree 390/2021 requires the energy rating to be included in sale advertising when the property is subject to certification. Commission the certificate from a qualified technician and check that it has been registered so that you have the label. You can look up the procedure with the Institut Català d'Energia (ICAEN) and in the certificate register.

It is valid for a maximum of ten years, except for a G rating, which is valid for a maximum of five. If a certificate already exists, check its date and label before publishing the listing.

Cédula de habitabilidad

In Catalonia, the cédula certifies that the property meets habitability standards and, as a general rule, must be handed over when the property is transferred. Law 18/2007 provides for specific exemptions, and Decree 141/2012 sets out its technical requirements. To start the check, contact the Agència de l'Habitatge de Catalunya.

A second-occupancy cédula is valid for 15 years. Before commissioning a new one, check whether the property already has a valid one using the official cédula search tool. If it needs renewing, start the process in good time. The application receipt is not, on its own, equivalent to the cédula required for the transfer.

Building Technical Inspection (ITE)

Residential buildings subject to the technical inspection (ITE) must have the report and apply for the certificate of fitness. The general rule takes 45 years of age as the reference, but there are other cases and exceptions, including a specific one for detached single-family homes with a valid cédula when they reach that age. If the building is subject to it, ask the owner or community for the report and certificate of fitness so you can pass them on to the buyer; also disclose any defects and approved works.

Bills, debts and taxes: what must be up to date

IBI and municipal charges

The latest receipt for IBI (Impuesto sobre Bienes Inmuebles, the Spanish annual property tax) provides the cadastral reference and proves that receipt was paid, but it does not rule out other outstanding amounts. To check the tax position, ask the town council or the body that handles collection; in some municipalities in Girona this will be XALOC, the Diputació de Girona's tax collection network. As far as the council is concerned, the whole year's IBI is payable by whoever owned the property on 1 January. In a sale, buyer and seller often agree to split the cost in proportion to the days each of them owns the property during the year of the sale.

Homeowners' community certificate

If the property belongs to a homeowners' community, ask whoever acts as secretary for a certificate of debts and of approved expenses not yet due. The Civil Code of Catalonia requires it to be provided in order to execute the deed, unless the buyer expressly waives it; that waiver does not remove the seller's liability for their debts.

Utilities

Recent electricity, water and gas bills help identify the utility supplies and arrange the change of account holder. On their own, they do not prove there are no other outstanding amounts. If the house has a well, a septic tank or a private sewerage connection, gather the available documentation and clarify its status with the technician or the relevant authority.

The seller's personal documents

Besides the property paperwork, the notary will review your personal situation. These are the cases that raise the most questions:

  • Married seller: check the matrimonial property regime and whether the property is the family home. In Catalonia, article 231-9 of the Civil Code requires the consent of the non-owning spouse to dispose of the family home, even under separation of property.
  • Inherited property: gather the title of succession, the documents of acceptance and allocation of the estate and the relevant tax receipts. If it is still registered in the name of the deceased, ask the notary how to document and coordinate the inheritance with the sale; a separate prior registration is not always essential.
  • Divorce or separation: provide the court ruling and the separation agreement if the property was allocated in them or its use was granted to one of the spouses.
  • Represented seller: the attorney must present a notarised power of attorney with express authority to sell real estate.
  • Company owner: the company's deeds, its CIF (company tax number) and proof of the authority of whoever signs on its behalf.

The signing records how the price is paid. Before going to the notary's office, confirm with them which proof of transfers, cheques or accounts must be provided for the transaction.

Special cases when selling a house on the Costa Brava

What do you need to sell property in Spain as a non-resident?

If you are selling as a tax non-resident, gather your ID and NIF/NIE (Spanish tax identification number) and ask whether you will need a power of attorney to sign remotely. Where the regime for non-residents without a permanent establishment applies, the buyer generally pays a 3% withholding on the part of the price corresponding to the non-resident seller using modelo 211 from the Agencia Tributaria (the Spanish Tax Agency). Keep the receipt for the subsequent return filed on modelo 210.

Property with a tourist-use licence

If the property is operated as tourist accommodation, gather the registration number, the notice of commencement and the documentation for the activity; if available, prepare its letting history. Check the Generalitat's procedures to see how to notify the change of holder, and ask the town council about planning compatibility and the applicable licences. The current registration does not, on its own, guarantee that the buyer will be able to continue the activity on identical terms.

Properties near the sea: the Ley de Costas

If the property is close to the coastline, review its nota simple and compare its situation with the official boundary mapping of the maritime-terrestrial public domain. There may be easements or restrictions on use under the Ley de Costas (Spanish Coastal Law). If the plot's relationship to the boundary is unclear, request information from the Coastal Authority before committing to the sale.

Masías and houses on non-developable land

For masías (traditional Catalan farmhouses) and houses on non-developable land, compare the deeds, nota simple, cadastral record and what has actually been built. If there are undeclared outbuildings, pools or extensions, request planning information from the town council and commission a technical survey. In certain cases, the declaration and registration of those works can be processed before the sale using a technical certificate of age. First check with the technician, the town council and the notary that the requirements are met: the certificate alone does not legalise a construction.

When is each document presented during the sale?

Not all the paperwork for selling a flat or a house is needed on the same day. This is the usual order in a sale:

  1. Before advertising: check ownership and charges, the cédula and any planning issues; obtain the energy certificate and label when they are required for advertising.
  2. During marketing: prepare plans and property details, the latest IBI, community information and, if the building is subject to it, the ITE report and certificate of fitness.
  3. Before signing the arras contract (the deposit agreement that reserves the sale): give the buyer the relevant information on ownership, charges, the cédula, the community and any known issue. If a document is missing, set out in writing how and when it will be obtained and review its effects on the transaction.
  4. At the notary's office: confirm the final list of documents in advance. Depending on the case, it will include the title deed, ID and powers of attorney, the cédula or a valid exemption, the energy certificate, the status of the community and the mortgage, and proof of the means of payment.
  5. After selling: keep the deed and the receipts for expenses and taxes. File the plusvalía municipal with the town council where applicable. Declare the gain or loss in your IRPF return if you are tax resident in Spain or, if you are taxed as a non-resident, on modelo 210; in the latter case, also keep the copy of modelo 211 the buyer gives you. Cancel the utility contracts or transfer them to the new owner.

What taxes does the seller of a property pay?

The taxes on the sale affect the net amount you will receive. To calculate them, keep the purchase and sale deeds, invoices for expenses and improvements that may count, and tax receipts. Your specific obligations depend on your tax residence, the property and the transaction.

  • Plusvalía municipal (IIVTNU): when urban land is sold, it is generally the seller who must file this municipal tax with the town council. It taxes the increase in the value of the land, not of the whole property. If there was no increase in land value, exemption can be proven with the purchase and transfer deeds. If the actual increase is lower than that calculated using the objective method, the law allows the former to be used as the tax base. Check the procedure with the relevant town council and the tax regulations; keep the deeds and receipts.
  • IRPF for residents: the sale may generate a capital gain or loss. Unless an exemption applies, the gain is included in the savings tax base and taxed in progressive bands. It is calculated from the purchase and sale values and the expenses and improvements allowed by law. The Agencia Tributaria explains the calculation and the exemptions. The table below shows the combined savings scale in force at the date of review: it applies to the total savings tax base, not just the gain from this sale.
Residents' savings tax base Marginal rate
Up to €6,000 19%
€6,000 to €50,000 21%
€50,000 to €200,000 23%
€200,000 to €300,000 27%
Over €300,000 30%
  • IRNR for non-residents: the gain on the sale of a property is generally taxed at 19%. The buyer withholds 3% of the part of the price corresponding to the non-resident seller and pays it using modelo 211; this withholding is a payment on account, not the final tax. Keep the receipt to declare the gain on modelo 210.

The gain on the sale of your main residence may be exempt if you meet the requirements for reinvesting in another main residence or if you sell at the age of 65 or over. Keep invoices for improvements and the costs of buying and selling, such as notary, registry or agency fees, because the allowable amounts can change the taxable gain. Check the conditions with the Agencia Tributaria before filing your return.

Mistakes that delay the signing at the notary's office

  • Expired cédula: discovering this after agreeing the sale may mean renewing the document or exploring a legal exemption, and upsetting the timetable.
  • Mortgage repaid but not removed from the Registry: the charge will keep appearing on the nota simple until the cancellation is registered. Agree with the notary and, if involved, with the buyer's bank how to resolve it.
  • Floor areas or buildings that do not match: compare the Cadastre, the Registry and the physical reality, and request a technical or planning review before promising to regularise anything.
  • Inheritance not yet documented: identify the people entitled to sell and gather the titles of succession; coordinate the relevant deed and registration with the notary.
  • Insufficient powers of attorney: a general power of attorney without express authority to sell real estate is not valid for this purpose.

Selling your house on the Costa Brava with your paperwork in order

Gathering the documents to sell a house is straightforward when everything is in order. It gets complicated with inheritances, extended masías, owners living abroad or properties affected by the Ley de Costas.

At Costa Brava House we review your property's documentation before putting it on the market, identify what is missing and coordinate technicians, the gestoría (administrative agency) and the notary right through to the signing. If you are thinking of selling your house on the Costa Brava, we can start with a free valuation. For inheritances, powers of attorney or non-residents, we also offer specialised real estate legal services.

We work particularly in the Baix Empordà. If your property is in Begur or Llafranc, we have first-hand knowledge of each municipality's planning particularities.

FAQ

What do you need to take to the notary to sell a flat?

Take your ID and confirm the list for your case with the notary's office. It usually includes the title deed, information on charges, the energy certificate, the cédula or a valid exemption and the latest IBI receipt. If there is a homeowners' community, prepare the debt certificate unless the buyer expressly waives it; if there is a mortgage, arrange its cancellation.

Can you sell a house without a cédula de habitabilidad in Catalonia?

As a general rule, a valid cédula must be handed over when a property is transferred in Catalonia. Law 18/2007 allows express exemptions in specific cases, such as certain sales for renovation or demolition, subject to particular documentary requirements. Before agreeing on an exception, check with the notary that its conditions are met.

How long does it take to gather the documents to sell a property?

If the deeds, certificates and receipts are already to hand, gathering them can be quick. Renewing the cédula, clarifying an inheritance, resolving discrepancies or cancelling a registered mortgage can extend the timetable. Check how long each procedure takes before setting the signing date.

Who pays for the certificates needed to sell?

The seller normally commissions the documents needed to market and transfer their property, such as the energy certificate and, where applicable, the cédula. They also arrange the cancellation of any charges they must remove. In Catalonia, unless otherwise agreed or specifically provided, the buyer bears the costs of executing the deed of sale, its first copy and the formalities following the transfer, including the Registry. It is advisable to set out the split in the contract. See the Civil Code of Catalonia.

What documents do I need to sell my house if I live abroad?

Gather the general documents and your tax identification. If you will not attend the signing, agree with the notary on a sufficient power of attorney and the formalities required if it is executed before a foreign notary. Where non-resident withholding applies, ask the buyer for a copy of modelo 211 and keep it for modelo 210.

What requirements must a house meet to be sold?

You must be able to prove your right to sell and provide the documentation required for the property: the cédula unless a valid exception applies, the energy certificate where applicable and, if there is a community, its financial information. Charges can be cancelled beforehand or coordinated with the sale. If there are discrepancies in the Registry or with planning, it is best to resolve or explain them before committing to a date.